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FIXED INDEX ANNUITY
Week of September 23, 2019
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.60%3.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 4.50%4.25%
FIXED RATE1.85%1.70%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
(S&P 500)
3.35%3.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)4.25%4.00%
FIXED RATE1.75%1.60%

5 YEAR

OptiBlend 5  $ 100,000+$ 10,000 - $ 99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 5.00%
4.05%
FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%
32%
VOLATILITY CONTROL SPREAD2.00%
2.30%
VOLATILITY CONTROL PAR RATE100% 90%
FIXED RATE2.15%1.70%

Landmark 5 MVA  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT, VA
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
FIXED RATE2.10%2.00%


Landmark 5 Non-MVA  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.70%3.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT, VA
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.90%1.80%


Accumulator 5  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A|77
POINT TO POINT CAP3.50% (2% bailout cap)3.00% (2% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL55%50%
MONTHLY CAP1.30%1.10%
FIXED RATE1.45%1.15%


Power 5 Protector  $ 100,000+$ 25,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 4.60%3.80%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE30%25%
VOLATILITY CONTROL60% (participation rate) 50% (participation rate)
FIXED RATE1.75%1.75%

7 YEAR

Power 7 Protector  $ 100,000+$ 25,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 4.75%3.90%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE34%26%
VOLATILITY CONTROL62% (participation rate)53% (participation rate)
FIXED RATE1.80%1.80%

Accumulator 7  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A|77
POINT TO POINT CAP3.75% (2.5% bailout cap)3.50% (2.5% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL60%55%
MONTHLY CAP1.40%1.30%
FIXED RATE1.55%1.45%


American Legend 7 MVA  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.15%3.90%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, UT, VA
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
MONTHLY CAP1.75%1.55%
FIXED RATE2.15%2.05%


American Legend 7 Non-MVA  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.80%3.70%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, UT, VA
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.70%1.50%
FIXED RATE1.95%1.85%

10 YEAR

Safe Return  $ 25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL35% (participation rate), 20% Bailout Rate
FIXED RATE1.45%

OptiBlend 10  $ 100,000+$ 10,000 - $ 99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 5.00%4.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
VOLATILITY CONTROL1.65% (spread)2.25% (spread)
PERFORMANCE TRIGGER3.50%3.25%
FIXED RATE1.75%1.50%

FIXED MUTI-YR GTEE
Week of September 23, 2019
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3 YEAR

Focused Growth 3
  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$ 100,000+
2.15%2.15%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
2.05%2.05%

Maxrate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|77
$100,000+1.30%1.30%FREE WITHDRAWAL: 10% All Years
Not Available: N/A
Rates Different In: NY
$5,000 - $99,9991.15%1.15%

5 YEAR

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$ 100,000+Yr 1 2.50%; Yr 2 2.35%; Yr 3 2.45%; Yr 4 2.55%; Yr 5 2.65%2.50%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH, VA
$ 10,000 - $ 99,999Yr 1 2.35%; Yr 2 2.20%; Yr 3 2.30%; Yr 4 2.40%; Yr 5 2.50%2.35%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$ 100,000+
2.45%2.45%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
2.35%2.35%


American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$ 100,000+ 2.50%2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$ 10,000 - $ 99,0002.20%2.20%


Ultra-Premier 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|AA-|93
$25,000+2.25%
2.25%Not Available In: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

7 YEAR

Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$ 100,000+
2.50%2.50%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
2.40%2.40%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$ 100,000+ 2.50%2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$ 10,000 - $ 99,0002.20%2.20%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$ 100,000+ 2.50%2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$ 10,000 - $ 99,0002.20%2.20%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0002.20%
1.20%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$ 5,000 - $ 99,0002.10%1.10%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.30%1.30%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.20%1.20%