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FIXED INDEX ANNUITY


REMINDER: Index annuity applications can be completed electronically through the online FireLight application system.

Week of October 19, 2020
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.45%2.25%
FIXED RATE1.15%1.05%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.20%2.05%
FIXED RATE1.05%1.00%

5 YEAR

Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.25% (3.00% bailout cap)Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY

10% Guaranteed Minimum Interest Credit after 5-years!
VOLATILITY CONTROL80%
FIXED RATE1.80%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|83
POINT TO POINT CAP 4.15%3.10%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE18%14%
VOLATILITY CONTROL72% (participation rate) 57% (participation rate)
FIXED RATE1.35%1.35%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.00% (3.25% bailout cap)4.00% (3.25% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%75%
FIXED RATE1.70%1.70%

Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.50%1.40%

Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.70%3.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
VOLATILITY CONTROL40% (participation rate)35% (participation rate)
FIXED RATE1.25%1.20%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 2.00%
2.00%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE9%8%
VOLATILITY CONTROL SPREAD3.25%3.00%
VOLATILITY CONTROL PAR RATE45%35%
FIXED RATE1.00%1.00%

7 YEAR

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.30% (3.50% bailout cap)4.30% (3.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%80%
FIXED RATE1.80%1.80%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|83
POINT TO POINT CAP 4.20%3.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE19%16%
VOLATILITY CONTROL74% (participation rate) 60% (participation rate)
FIXED RATE1.40%1.40%

American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.15%3.90%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.50%1.25%
FIXED RATE1.70%1.60%

American Legend 7 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.80%3.55%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, PA, UT
VOLATILITY CONTROL45% (participation rate)45% (participation rate)
MONTHLY CAP1.45%1.15%
FIXED RATE1.50%1.40%

10 YEAR

VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|89
POINT TO POINT CAP3.25%2.75%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL60% (participation rate)45% (participation rate)
FIXED RATE1.50%1.15%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of October 19, 2020
Click product name to view additional details.

REMINDER: The North American applications can be completed electronically through the online FireLight application system.

3 YEAR

Milestone MYGA 3
  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+2.30%2.30%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 3rd Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9991.70%1.70%
$15,000 - $49,9991.30%1.30%

MaxRate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+1.60%1.60%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000 - $99,9991.45%1.45%

Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+1.85%1.85%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.40%1.40%

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
1.60%1.60%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9991.35%1.35%

5 YEAR

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+2.80%2.80%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 5th Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9992.25%2.25%
$15,000 - $49,9991.80%1.80%

MaxRate 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+2.20%2.20%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000-$99,9992.05%2.05%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.30%2.30%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.20%2.20%

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+Yr 1 2.05%; Yr 2 1.90%; Yr 3 2.00%; Yr 4 2.10%; Yr 5 2.20%2.05%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 1.90%; Yr 2 1.75%; Yr 3 1.85%; Yr 4 1.95%; Yr 5 2.05%1.90%

Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+1.85%1.85%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%

1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

7 YEAR

Guarantee Choice 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.20%2.20%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%

Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.30%
2.30%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.20%2.20%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0002.55%1.55%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.45%1.45%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.80%1.80%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.70%1.70%