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FIXED INDEX ANNUITY

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REMINDER: Index annuity applications can be completed electronically through the online FireLight application system.

Week of March 30, 2020
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.70%2.50%
FIXED RATE1.25%1.15%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
(S&P 500)
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.45%2.30%
FIXED RATE1.20%1.10%

5 YEAR

Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.75% (3.00% bailout cap)Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%
FIXED RATE2.00%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.50% (3.75% bailout cap)4.00% (3.75% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%70%
FIXED RATE1.90%1.60%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 3.75%3.00%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%14%
VOLATILITY CONTROL60% (participation rate) 50% (participation rate)
FIXED RATE1.25%1.25%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 1.50%
1.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE15%11%
VOLATILITY CONTROL SPREAD4.75%5.00%
VOLATILITY CONTROL PAR RATE50%40%
FIXED RATE1.00%1.00%

Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.90%3.65%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.70%1.60%

Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.55%3.35%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
VOLATILITY CONTROL40% (participation rate)35% (participation rate)
FIXED RATE1.45%1.40%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 1.50%1.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE15%11%
VOLATILITY CONTROL PAR RATE50%40%
FIXED RATE1.00%1.00%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of March 30, 2020
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3 YEAR

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
1.80%1.80%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9991.55%1.55%

MaxRate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+1.95%1.95%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: NY
$5,000 - $99,9991.80%1.80%

5 YEAR

MaxRate 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+2.55%2.55%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$5,000-$99,9992.40%2.40%

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+Yr 1 2.25%; Yr 2 2.10%; Yr 3 2.20%; Yr 4 2.30%; Yr 5 2.40%2.25%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 2.10%; Yr 2 1.95%; Yr 3 2.05%; Yr 4 2.15%; Yr 5 2.25%2.10%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.30%2.30%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.20%2.20%

Ultra-Premier 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|AA-|93
$25,000+2.10%
2.10%Not Available In: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%
Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

7 YEAR

Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.35%2.35%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.25%2.25%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.35%1.35%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.25%1.25%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.60%1.60%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.50%1.50%