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FIXED INDEX ANNUITY

REMINDER: Index annuity applications can be completed electronically through the online FireLight application system.

Week of May 23, 2022
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP6.00%5.75%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 6.35%6.00%
FIXED RATE2.25%2.15%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP
5.75%5.50%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)6.25%5.75%
FIXED RATE2.15%2.10%

5 YEAR

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 7.00%6.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Lower In: CA
UNCAPPED S&P 500 PAR RATE40%40%
VOLATILITY CONTROL SPREAD0.25%0.50%
VOLATILITY CONTROL PAR RATE155%130%
FIXED RATE3.50%3.25%

Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP6.65%6.35%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP5.00%4.75%
VOLATILITY CONTROL60% (participation rate)55% (participation rate)
FIXED RATE2.75%2.65%

Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP6.00%5.75%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP4.50%4.25%
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
FIXED RATE2.60%2.50%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 6.75%5.40%Free withdrawal: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE30%25%
VOLATILITY CONTROL100% (participation rate)75% (participation rate)
FIXED RATE2.25%2.25%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP8.00% (3.00% bailout cap) 7.50% (3.00% bailout cap) FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL1.60%1.50%
FIXED RATE2.85%2.75%

Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP7.50% (3.00% bailout cap) Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY

15% Guaranteed Minimum Interest Credit after 5-years!
VOLATILITY CONTROL150%
FIXED RATE2.75%

7 YEAR

OptiBlend 7  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 7.00%6.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL SPREAD0.25%0.50%
VOLATILITY CONTROL PAR RATE155%130%
FIXED RATE3.50%3.25%

American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP6.75%6.45%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP5.35%5.10%
VOLATILITY CONTROL65% (participation rate)60% (participation rate)
MONTHLY CAP2.75%2.50%
FIXED RATE3.00%2.90%

American Legend 7 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP6.10%5.85%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP4.85%4.60%
VOLATILITY CONTROL60% (participation rate)55% (participation rate)
MONTHLY CAP2.50%2.25%
FIXED RATE2.85%2.75%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 6.85%5.45%FREE WITHDRAWAL: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE30%26%
VOLATILITY CONTROL100% (participation rate)75% (participation rate)
FIXED RATE2.25%2.25%

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP8.50% (3.00% bailout cap)8.00% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL170%160%
FIXED RATE2.95%2.85%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 7.00%6.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL SPREAD0.25%0.50%
VOLATILITY CONTROL PAR RATE155%130%
FIXED RATE3.50%3.25%

VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|88
POINT TO POINT CAP6.00%5.25%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL115% (participation rate)95% (participation rate)
FIXED RATE3.20%2.80%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of May 23, 2022
Click product name to view additional details.

REMINDER: The North American applications can be completed electronically through the online FireLight application system.

3 YEAR

Milestone MYGA 3  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+3.50%3.50%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA & FL
$50,000 - $99,9993.25%3.25%
$15,000 - $49,9992.50%2.50%

MaxRate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+3.45%3.45%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000 - $99,9993.35%3.35%

Guarantee Plus 3

  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+3.15%3.15%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q2.70%2.70%

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+
3.00%3.00%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9992.75%2.75%

5 YEAR

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+3.85%3.85%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9993.60%3.60%
$15,000 - $49,9993.15%3.15%

MaxRate 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+3.85%3.85%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000-$99,9993.75%3.75%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
3.65%3.65%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
3.55%3.55%

Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+3.50%3.50%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+Yr 1 3.40%; Yr 2 3.25%; Yr 3 3.35%; Yr 4 3.45%; Yr 5 3.55%3.40%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 3.25%; Yr 2 3.10%; Yr 3 3.20%; Yr 4 3.30%; Yr 5 3.40%3.25%

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 3.35%3.35%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.05%3.05%

7 YEAR

Milestone MYGA 7
  Year 1-7Effective YieldRATINGS - BEST| A-
$100,000+3.85%3.85%Free withdrawal: 10% after 1 Year
Surrender Length: 7 Years
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9993.70%3.70%
$15,000 - $49,9993.35%3.35%

Guarantee Plus 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+3.40%3.40%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q3.10%3.10%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 3.35%3.35%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.05%3.05%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 3.35%3.35%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.05%3.05%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|74
$100,000 - $1,000,0003.30%2.30%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0003.20%2.20%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|74
$100,000 - $1,000,0004.50%2.50%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
4.40%2.40%