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FIXED INDEX ANNUITY
Week of December 16, 2019
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.00%3.65%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 4.50%4.25%
FIXED RATE1.85%1.70%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
(S&P 500)
3.75%3.40%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)4.25%4.00%
FIXED RATE1.75%1.60%

5 YEAR

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 4.70%
3.70%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE37%29%
VOLATILITY CONTROL SPREAD2.30%2.65%
VOLATILITY CONTROL PAR RATE94%84%
FIXED RATE2.00%1.55%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.85%4.00%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE34%27%
VOLATILITY CONTROL72% (participation rate) 58% (participation rate)
FIXED RATE1.75%1.75%


Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.50% (2.50% bailout cap)4.00% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%70%
MONTHLY CAP1.45%1.25%
FIXED RATE1.90%1.60%


Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.75%4.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT, VA
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
FIXED RATE2.10%2.00%


Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.40%4.20%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT, VA
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.90%1.80%

7 YEAR

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.90%4.10%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE36%28%
VOLATILITY CONTROL75% (participation rate)60% (participation rate)
FIXED RATE1.80%1.80%

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.75% (3.00% bailout cap)4.50% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%75%
MONTHLY CAP1.55%1.45%
FIXED RATE2.00%1.90%


American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.85%4.60%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, UT, VA
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
MONTHLY CAP1.75%1.55%
FIXED RATE2.15%2.05%


American Legend 7 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.50%4.40%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, UT, VA
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.70%1.50%
FIXED RATE1.95%1.85%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 4.25%3.40%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE34%28%
VOLATILITY CONTROL PAR RATE100%76%
FIXED RATE1.40%1.30%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL35% (participation rate), 20% Bailout Rate
FIXED RATE1.45%

FIXED MUTI-YR GTEE
Week of December 16, 2019
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3 YEAR

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
2.25%2.25%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY, OR, & VA
Rates Less In: AK & UT
$10,000 - $99,9992.00%2.00%

Maxrate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+1.30%1.30%FREE WITHDRAWAL: 10% All Years
Not Available: N/A
Rates Different In: NY
$5,000 - $99,9991.15%1.15%

5 YEAR

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+Yr 1 2.50%; Yr 2 2.45%; Yr 3 2.55%; Yr 4 2.65%; Yr 5 2.75%2.60%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH, VA
$10,000 - $99,999Yr 1 2.45%; Yr 2 2.30%; Yr 3 2.40%; Yr 4 2.50%; Yr 5 2.60%2.45%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.50%2.50%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.40%2.40%


American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.50%2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.20%2.20%


Ultra-Premier 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|AA-|93
$25,000+2.35%
2.35%Not Available In: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

7 YEAR

Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.55%2.55%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.45%2.45%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.50%
2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.20%2.20%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.50%
2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.20%2.20%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.30%
1.30%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.20%1.20%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.40%1.40%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.30%1.30%