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FIXED INDEX ANNUITY


REMINDER: Index annuity applications can be completed electronically through the online FireLight application system.

Week of April 19, 2021
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.45%2.25%
FIXED RATE1.15%1.05%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.20%2.05%
FIXED RATE1.05%1.00%

5 YEAR

Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.30%4.05%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP4.05%3.80%
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
FIXED RATE1.60%1.50%

Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP3.95%3.75%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP3.70%3.50%
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.35%1.30%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.30%3.10%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE18%14%
VOLATILITY CONTROL77% (participation rate)57% (participation rate)
FIXED RATE1.40%1.40%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.25% (2.50% bailout cap)4.00% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%75%
FIXED RATE1.80%1.65%

Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.00% (3.00% bailout cap)Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY

7.5% Guaranteed Minimum Interest Credit after 5-years!
VOLATILITY CONTROL70%
FIXED RATE1.45%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 3.75%3.00%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE15%10%
VOLATILITY CONTROL SPREAD0.75%1.00%
VOLATILITY CONTROL PAR RATE50%40%
FIXED RATE1.40%1.25%

7 YEAR

American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.65%4.40%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP4.40%4.15%
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
MONTHLY CAP2.00%1.75%
FIXED RATE2.00%1.85%

American Legend 7 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.30%4.05%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP4.05%3.80%
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.75%1.50%
FIXED RATE1.75%1.65%

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.50% (3.00% bailout cap)4.25% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL85%80%
FIXED RATE1.95%1.80%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.40%3.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE19%16%
VOLATILITY CONTROL80% (participation rate) 60% (participation rate)
FIXED RATE1.40%1.50%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 5.25%3.75%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE25%20%
VOLATILITY CONTROL SPREAD0.50%0.75%
VOLATILITY CONTROL PAR RATE100%70%
FIXED RATE1.90%1.65%

VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|89
POINT TO POINT CAP3.25%2.75%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL60% (participation rate)45% (participation rate)
FIXED RATE1.50%1.15%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of April 19, 2021
Click product name to view additional details.

REMINDER: The North American applications can be completed electronically through the online FireLight application system.

3 YEAR

Milestone MYGA 3  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+1.95%1.95%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 3rd Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9991.40%1.40%
$15,000 - $49,9991.00%1.00%

Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+1.85%1.85%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.40%1.40%

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
1.70%1.70%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9991.45%1.45%

MaxRate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+1.30%1.30%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000 - $99,9991.15%1.15%

5 YEAR

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+2.55%2.55%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 5th Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9992.15%2.15%
$15,000 - $49,9991.70%1.70%

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+Yr 1 2.50%; Yr 2 2.35%; Yr 3 2.45%; Yr 4 2.55%; Yr 5 2.65%2.50%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 2.35%; Yr 2 2.20%; Yr 3 2.30%; Yr 4 2.40%; Yr 5 2.50%2.35%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.45%2.45%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.35%2.35%

Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+2.15%2.15%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.20%2.20%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.90%1.90%

MaxRate 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+1.90%1.90%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000-$99,9991.75%1.75%

7 YEAR

Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.50%2.50%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.40%2.40%

Guarantee Choice 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.20%2.20%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.20%2.20%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.90%1.90%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.20%2.20%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.90%1.90%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0002.85%1.85%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.75%1.75%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0004.10%2.10%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
4.00%2.00%