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FIXED INDEX ANNUITY

REMINDER: Index annuity applications can be completed electronically through the online FireLight application system.

Week of October 3, 2022
Click product name to view additional details.

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP8.75%8.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 9.50%9.00%
FIXED RATE3.75%3.65%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP
8.50%8.25%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)9.00%8.75%
FIXED RATE3.60%3.50%

5 YEAR

Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP10.50%10.25%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP8.25%8.00%
VOLATILITY CONTROL80% (participation rate)75% (participation rate)
FIXED RATE4.25%4.10%

Landmark 5 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP9.50%9.25%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP7.25%7.00%
VOLATILITY CONTROL75% (participation rate)70% (participation rate)
FIXED RATE4.00%3.90%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP9.50% (5.00% bailout cap) 8.75% (5.00% bailout cap) FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL205%190%
FIXED RATE3.00%2.85%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 9.00%8.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Lower In: CA
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL SPREAD0.50%0.75%
VOLATILITY CONTROL PAR RATE175%150%
FIXED RATE4.00%3.75%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 8.75%7.40%Free withdrawal: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL110% (participation rate)85% (participation rate)
FIXED RATE3.40%3.40%

Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP8.75% (4.50% bailout cap)Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY

15% Guaranteed Minimum Interest Credit after 5-years!
VOLATILITY CONTROL185%
FIXED RATE3.00%

7 YEAR

American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP11.00%10.75%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP9.00%8.75%
VOLATILITY CONTROL85% (participation rate)80% (participation rate)
MONTHLY CAP3.25%3.00%
FIXED RATE4.50%4.40%

American Legend 7 Non-MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP10.25%10.00%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Only Available In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP8.05%7.80%
VOLATILITY CONTROL80% (participation rate)75% (participation rate)
MONTHLY CAP3.00%2.75%
FIXED RATE4.35%4.25%

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP10.00% (5.00% bailout cap)9.25% (5.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL210%195%
FIXED RATE3.00%2.90%

OptiBlend 7  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 9.05%8.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL SPREAD0.50%0.75%
VOLATILITY CONTROL PAR RATE175%150%
FIXED RATE4.00%3.75%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 8.85%7.45%FREE WITHDRAWAL: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE42%38%
VOLATILITY CONTROL115% (participation rate)90% (participation rate)
FIXED RATE3.50%3.50%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 8.75%8.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%35%
VOLATILITY CONTROL SPREAD0.50%0.75%
VOLATILITY CONTROL PAR RATE175%150%
FIXED RATE3.85%3.60%

VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|88
POINT TO POINT CAP8.25%7.25%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL145% (participation rate)125% (participation rate)
FIXED RATE3.70%3.30%

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP 4.50%, (Bailout Cap 3.00%)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL40% (participation rate), 25% Bailout Rate
FIXED RATE1.75%

FIXED MUTI-YR GTEE
Week of October 3, 2022
Click product name to view additional details.

REMINDER: The North American applications can be completed electronically through the online FireLight application system.

3 YEAR

SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+
4.20%4.20%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9994.05%4.05%

Guarantee Plus 3

  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+4.05%4.05%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q3.60%3.60%

Milestone MYGA 3  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+3.90%3.90%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9993.65%3.65%
$15,000 - $49,9992.90%2.90%

MaxRate 3
  Year 1-3Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+3.90%3.90%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000 - $99,9993.65%3.65%

5 YEAR

SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+Yr 1 4.90%; Yr 2 4.75%; Yr 3 4.85%; Yr 4 4.95%; Yr 5 5.05% 4.90%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 4.75%; Yr 2 4.60%; Yr 3 4.70%; Yr 4 4.80%; Yr 5 4.90%4.75%

Guarantee Plus 5

  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+4.60%4.60%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q4.35%4.35%

Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+4.30%4.30%Not Available: DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

MaxRate 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000+4.30%4.30%FREE WITHDRAWAL: Interest Only
Not Available: N/A
Rates Different In: AK, CA, CT, DE, HI, MN, MO,
NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, & WA
$10,000-$99,9994.05%4.05%

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+4.25%4.25%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9994.00%4.00%
$15,000 - $49,9993.55%3.55%

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 4.25%4.25%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.15%3.15%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|81
$100,000+
3.95%3.95%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
3.85%3.85%

7 YEAR

Guarantee Plus 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+4.70%4.70%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q4.40%4.40%

Milestone MYGA 7
  Year 1-7Effective YieldRATINGS - BEST| A-
$100,000+4.25%4.25%Free withdrawal: 10% after 1 Year
Surrender Length: 7 Years
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9994.10%4.10%
$15,000 - $49,9993.75%3.75%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 4.25%4.25%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.20%3.20%

10 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$100,000+ 4.25%4.25%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0003.20%3.20%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|74
$100,000 - $1,000,0003.30%2.30%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0003.20%2.20%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|74
$100,000 - $1,000,0004.50%2.50%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
4.40%2.40%