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FIXED INDEX ANNUITY
Week of August 10, 2020
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FEATURED INCOME RIDER – 7% Annual Income Credits

Lifetime Income Plus Flex  Income starting at age 67*Income starting at age 72*RATINGS -BEST|S&P|COMDEX A|A+|82
AIGSingle Life$6,885 (5.10% withdrawal rate)$9,945 (5.85% withdrawal rate) 1.10% annual rider charge
6.88% cash flow***9.94% cash flow***Not Available In: NY
Joint Life**$6,210 (4.60% withdrawal rate)$9,095 (5.35% withdrawal rate)
6.21% cash flow***9.09% cash flow***
*Income assumes 62 year old with $100,000 initial deposit
**Joint Life income is based on the youngest spouse's age at time of income withdrawal
*** Cash flow based on initial investment

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.45%2.25%
FIXED RATE1.15%1.05%
Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.20%2.05%
FIXED RATE1.05%1.00%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|91
POINT TO POINT CAP2.70%2.25%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER1.80%1.40%

5 YEAR

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.50% (3.75% bailout cap)4.50% (3.75% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%75%
FIXED RATE1.90%1.90%
Landmark 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.50%1.40%
OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 2.00%
2.00%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE9%8%
VOLATILITY CONTROL SPREAD3.25%3.00%
VOLATILITY CONTROL PAR RATE45%35%
FIXED RATE1.00%1.00%

7 YEAR

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.80% (4.00% bailout cap)4.80% (4.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%80%
FIXED RATE2.00%2.00%
American Legend 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.15%3.90%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.50%1.25%
FIXED RATE1.70%1.60%
Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.20%3.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE19%16%
VOLATILITY CONTROL74% (participation rate) 60% (participation rate)
FIXED RATE1.40%1.40%
Asia Plus 7  $5,000+RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP (50% part)5.40%FREE WITHDRAWAL: 10% All Years
Not Available In: N/A (rates less in NY)
POINT TO POINT CAP (100% part)4.85%
MONTHLY CAP2.00%
FIXED RATE2.15%

10 YEAR

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%
VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|89
POINT TO POINT CAP4.00%3.50%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL80% (participation rate)65% (participation rate)
FIXED RATE2.00%1.70%

FIXED MUTI-YR GTEE
Week of August 10, 2020
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3 YEAR

Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.40%2.40%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.95%1.95%
Milestone MYGA 3
  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+2.40%2.40%Free withdrawal: 10% after 1 Year
Surrender Length: 7 Years
Liquid on 3rd Anniversary
Not Available: CT, MT, NY
Rates Less In: CA
$50,000 - $149,9991.80%1.80%
$15,000 - $49,9991.40%1.40%
Preferred Series 3  Year 1-3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|91
$100,000+1.55%1.55%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$50,000 - $99,9991.40%1.40%
$5,000 - $49,9991.15%1.15%
SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+
1.60%1.60%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9991.35%1.35%

5 YEAR

Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+2.25%2.25%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling
Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+2.90%2.90%Free withdrawal: 10% after 1 Year
Surrender Length: 7 Years
Liquid on 5th Anniversary
Not Available: CT, MT, NY
Rates Less In: CA
$50,000 - $149,9992.35%2.35%
$15,000 - $49,9991.90%1.90%
Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.25%
2.25%
Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.15%
2.15%
American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.00%
2.00%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.70%1.70%
SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+Yr 1 2.05%; Yr 2 1.90%; Yr 3 2.00%; Yr 4 2.10%; Yr 5 2.20%2.05%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 1.90%; Yr 2 1.75%; Yr 3 1.85%; Yr 4 1.95%; Yr 5 2.05%1.90%

6 YEAR

Palladium MYG 6  Year 1-6Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000+
2.35%2.35%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,999
2.25%2.25%

7 YEAR

Guarantee Choice 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+3.25%3.25%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q2.85%2.85%
Ultra-Premier 7  Year 1-7Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+2.35%2.35%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling
Focused Growth 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.25%
2.25%
Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.15%
2.15%
American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.00%
2.00%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.70%1.70%

10 YEAR

Focused Growth 10
  Year 1 - 10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
1.90%1.90%
Not Available In: NY
FREE WITHDRAWAL: FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
1.80%
1.80%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0002.55%1.55%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.45%1.45%
Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.80%1.80%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.70%1.70%