FIXED INDEX ANNUITY
Week of May 20, 2019
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3 YEAR

Landmark 3  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|79
POINT TO POINT CAP4.60%4.25%FREE WITHDRAWAL: 10% All Years
Not Available: DE, IL, NV, NJ, OR, PA, VA, WA, WY
Rates Less In: AK, CA, ID, UT
FIXED RATE2.35%2.20%

4 YEAR

Secure Choice  $ 50,000+$ 10,000 - $ 49,999RATINGS - BEST|S&P|COMDEX A+|A+|90
POINT TO POINT CAP4.30%4.10%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER3.25%3.40%

5 YEAR

OptiBlend 5  $ 100,000+$ 10,000 - $ 99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 6.25%5.30%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
VOLATILITY CONTROL1.20% (spread) 1.40% (spread)
PERFORMANCE TRIGGER4.50%4.00%
FIXED RATE2.95%2.50%

Landmark 5  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP5.30%5.05%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT, VA
VOLATILITY CONTROL60% (participation rate)55% (participation rate)
FIXED RATE2.65%2.55%

7 YEAR

American Legend 7  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A+|A+|79
POINT TO POINT CAP5.40%5.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, UT, VA
VOLATILITY CONTROL65% (participation rate)60% (participation rate)
MONTHLY CAP2.00%1.80%
FIXED RATE2.70%2.60%

Asia Plus 7  $ 5,000+RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP (50% part)4.60%FREE WITHDRAWAL: 10% All Years
Not Available In: N/A (rates less in NY)
POINT TO POINT CAP (100% part)4.35%
MONTHLY CAP1.00%
FIXED RATE2.05%


Power 7 Protector  $ 100,000+$ 25,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 5.40%4.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
VOLATILITY CONTROL70% (participation rate)60% (participation rate)
FIXED RATE2.00%2.00%

10 YEAR

Safe Return  $ 25,000+RATINGS - BEST|S&P|COMDEX A|A+|79
POINT TO POINT CAP 4.00% Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL45% (participation rate), 20% Bailout Rate
FIXED RATE2.00%

OptiBlend 10  $ 100,000+$ 10,000 - $ 99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 6.00%5.15%FREE WITHDRAWAL: 10% All Years
Not Available In: N/A (rates less in NY)
VOLATILITY CONTROL1.35% (spread) 1.75% (spread)
PERFORMANCE TRIGGER4.25%4.00%
FIXED RATE2.30%2.20%

FIXED MUTI-YR GTEE
Week of May 20, 2019
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3 YEAR

Preferred Series 3  Year 1
Year 2-3Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|90
$ 100,000+2.40%2.40%2.40%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$ 50,000 - $ 99,9992.25%2.25%2.25%
$ 5,000 - $ 49,9992.10%
2.10%2.10%

Guarantee Choice 3  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$ 100,000+2.55%2.55%Not Available In: MT, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 10,000 NQ - $ 99,999 Q2.20%2.20%

5 YEAR

American Pathway Solutions MYG
  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$ 100,000+ 3.10%
3.10%
Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years

ADL waiver after first year!
$ 10,000 - $ 99,0002.80%
2.80%

Palladium MYG 5 
Year 1Year 2 - 5
Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000+
3.75%
2.75%
2.95%
Not Available: NY, UT
FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
$ 5,000 - $ 99,999
3.65%
2.65%
2.85%


Focused Growth Annuity 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$ 100,000+
3.20%
3.20%
Not Available In: NY
FREE WITHDRAWAL: FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
3.10%
3.10%

6 YEAR

Palladium MYG 6  Year 1Year 2 - 6
Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000+
3.05%3.05%3.05%

Not Available: NY, UT
FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
$ 5,000 - $ 99,999
2.95%2.95%

2.95%

7 YEAR

Palladium MYG 7  Year 1Year 2 - 7
Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000+
4.15%3.15%3.29%

Not Available: NY, UT
FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
$ 5,000 - $ 99,999
4.05%3.05%

3.19%

Focused Growth Annuity 7
  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$ 100,000+
3.20%
3.20%
Not Available In: NY
FREE WITHDRAWAL: FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
3.10%
3.10%


American Pathway Solutions MYG
  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$ 100,000+ 3.10%
3.10%
Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years

ADL waiver after first year!
$ 10,000 - $ 99,0002.80%
2.80%

10 YEAR

Focused Growth Annuity 10
  Year 1 - 10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$ 100,000+
3.20%
3.20%
Not Available In: NY
FREE WITHDRAWAL: FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
3.10%
3.10%

2 YEAR (GUARANTEE PERIOD)

Citadel 5  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0003.10%2.10%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$ 5,000 - $ 99,0003.00%2.00%

Citadel 7  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0004.20%2.20%
FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$ 5,000 - $ 99,000
4.10%2.10%