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FIXED INDEX ANNUITY
Week of November 18, 2019
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FFIN

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.00%3.65%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 4.50%4.25%
FIXED RATE1.85%1.70%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
(S&P 500)
3.75%3.40%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)4.25%4.00%
FIXED RATE1.75%1.60%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|90
POINT TO POINT CAP3.85%3.65%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER2.95%2.80%

5 YEAR

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|90
POINT TO POINT CAP 5.00%
4.05%
FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE40%
32%
VOLATILITY CONTROL SPREAD2.00%
2.30%
VOLATILITY CONTROL PAR RATE100% 90%
FIXED RATE2.15%1.70%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.50% (2.50% bailout cap)4.00% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%70%
MONTHLY CAP1.45%1.25%
FIXED RATE1.90%1.60%


Landmark 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.75%4.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT, VA
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
FIXED RATE2.10%2.00%

7 YEAR

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.90%4.10%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE34%26%
VOLATILITY CONTROL62% (participation rate)53% (participation rate)
FIXED RATE1.80%1.80%

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.75% (3.00% bailout cap)4.50% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%75%
MONTHLY CAP1.55%1.45%
FIXED RATE2.00%1.90%


American Legend 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP4.85%4.60%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, UT, VA
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
MONTHLY CAP1.75%1.55%
FIXED RATE2.15%2.05%

10 YEAR

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL35% (participation rate), 20% Bailout Rate
FIXED RATE1.45%

FIXED MUTI-YR GTEE
Week of November 18, 2019
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3 YEAR

Preferred Series 3  Year 1
Year 2-3Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|90
$100,000+2.30%2.30%2.30%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$50,000 - $99,9992.15%2.15%2.15%
$5,000 - $49,9991.95%1.95%1.95%

Guarantee Choice 3  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$100,000+1.95%1.95%Not Available In: MT, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.60%1.60%

5 YEAR

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.45%2.45%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.35%2.35%

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.50%
2.50%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.20%2.20%


Palladium MYG 5
  Year 1Year 2-5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.85%1.85%2.05%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0002.75%1.75%1.95%

6 YEAR

Palladium MYG 6  Year 1Year 2 - 6
Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000+
2.15%2.15%2.15%
FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,999
2.05%2.05%
2.05%

7 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.45%
2.45%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.15%2.15%

Palladium MYG 7
  Year 1Year 2-7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.25%2.25%2.39%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0003.15%2.15%2.29%

10 YEAR

Palladium MYG 10
  Year 1Year 2-10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.30%2.30%2.40%FREE WITHDRAWAL:Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0003.20%2.20%2.30%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.30%
1.30%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.20%1.20%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.40%1.40%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.30%1.30%