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FIXED INDEX ANNUITY 
Week of October 25, 2021
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FFIN

FEATURED INCOME RIDER – 7% Annual Income Credits

Lifetime Income Plus Flex  Income starting at age 67*Income starting at age 72*RATINGS -BEST|S&P|COMDEX A|A+|82
AIGSingle Life$6,885 (5.10% withdrawal rate)$9,945 (5.85% withdrawal rate) 1.10% annual rider charge
6.88% cash flow***9.94% cash flow***Not Available In: NY
Joint Life**$6,210 (4.60% withdrawal rate)$9,095 (5.35% withdrawal rate)
6.21% cash flow***9.09% cash flow***
*Income assumes 62 year old with $100,000 initial deposit
**Joint Life income is based on the youngest spouse's age at time of income withdrawal
*** Cash flow based on initial investment

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|92
POINT TO POINT CAP2.35%2.10%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.20%2.10%
FIXED RATE1.15%1.05%
Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|92
POINT TO POINT CAP
2.10%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.10%2.00%
FIXED RATE1.05%1.00%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|91
POINT TO POINT CAP2.95%2.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER2.05%1.65%

5 YEAR

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|81
POINT TO POINT CAP4.55% (2.50% bailout cap)4.25% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL87%80%
FIXED RATE1.95%1.80%
Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.10%2.75%Free withdrawal: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%15%
VOLATILITY CONTROL72% (participation rate)46% (participation rate)
FIXED RATE1.30%1.30%
OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.00%3.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE15%10%
VOLATILITY CONTROL SPREAD0.85%1.10%
VOLATILITY CONTROL PAR RATE60%50%
FIXED RATE1.10%1.00%
Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|92
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP3.80%3.55%
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.60%1.50%

7 YEAR

OptiBlend 7  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.30%3.30%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%15%
VOLATILITY CONTROL SPREAD0.85%1.10%
VOLATILITY CONTROL PAR RATE65%50%
FIXED RATE1.15%1.05%
Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|81
POINT TO POINT CAP4.80% (3.00% bailout cap)4.55% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL92%87%
FIXED RATE2.10%1.95%
American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|92
POINT TO POINT CAP4.40%4.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP4.05%3.80%
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.85%1.60%
FIXED RATE1.85%1.70%
Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.15%2.80%FREE WITHDRAWAL: 10% after 1 Year
Not Available In: NY
UNCAPPED S&P 500 PAR RATE21%16%
VOLATILITY CONTROL75% (participation rate)48% (participation rate)
FIXED RATE1.35%1.35%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.50%3.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE30%25%
VOLATILITY CONTROL SPREAD0.70%0.95%
VOLATILITY CONTROL PAR RATE80%50%
FIXED RATE1.20%1.10%
Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A+|A+|92
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of October 25, 2021
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3 YEAR

Milestone MYGA 3  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+2.30%2.30%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 3rd Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA & FL
$50,000 - $99,9991.75%1.75%
$15,000 - $49,9991.35%1.35%
Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+1.75%1.75%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.30%1.30%

5 YEAR

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+2.75%2.75%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Liquid on 5th Anniversary
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9992.35%2.35%
$15,000 - $49,9991.90%1.90%
Palladium MYG 5
  Year 1-5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.15%2.15%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.00%2.00%
$5,000 - $99,9991.90%1.90%
Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.05%2.05%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
1.95%1.95%
American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.10%2.10%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.80%1.80%

6 YEAR

Palladium MYG 6  Year 1-6Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$250,000+2.45%2.45%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - 249,9992.30%2.30%
$5,000 - $99,9992.20%2.20%

7 YEAR

Palladium MYG 7
  Year 1-7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.45%2.45%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.30%2.30%
$5,000 - $99,9992.20%2.20%
Guarantee Choice 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.20%2.20%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%
American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.10%2.10%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.80%1.80%

10 YEAR

Palladium MYG 10
  Year 1-10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.55%2.55%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.40%2.40%
$5,000 - $99,9992.30%2.30%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.70%1.70%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.60%1.60%
Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.95%1.95%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.85%1.85%