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FIXED INDEX ANNUITY
Week of January 11, 2021
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FFIN

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.45%2.25%
FIXED RATE1.15%1.05%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.20%2.05%
FIXED RATE1.05%1.00%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|91
POINT TO POINT CAP2.30%
1.85%
FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER1.40%
1.00%

5 YEAR

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.30%3.10%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE18%14%
VOLATILITY CONTROL77% (participation rate)57% (participation rate)
FIXED RATE1.40%1.40%

Landmark 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.50%1.40%

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP3.25% (2.00% bailout cap)2.75% (2.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL60%50%
FIXED RATE1.20%1.00%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 2.00%
2.00%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE9%8%
VOLATILITY CONTROL SPREAD3.25%3.00%
VOLATILITY CONTROL PAR RATE35%25%
FIXED RATE1.00%1.00%

7 YEAR

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP3.50% (2.50% bailout cap)3.00% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL65%55%
FIXED RATE1.35%1.10%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.40%3.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE19%16%
VOLATILITY CONTROL80% (participation rate) 60% (participation rate)
FIXED RATE1.40%1.50%

American Legend 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.15%3.90%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.50%1.25%
FIXED RATE1.70%1.60%

10 YEAR

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|81
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of January 11, 2020
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3 YEAR

Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+1.85%1.85%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.40%1.40%

Preferred Series 3  Year 1-3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|91
$100,000+1.25%1.25%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$50,000 - $99,9991.10%1.10%
$5,000 - $49,9990.85%0.85%

5 YEAR

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.15%2.15%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.05%2.05%

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%
1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

Palladium MYG 5
  Year 1-5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.25%2.25%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.10%2.10%
$5,000 - $99,9992.00%2.00%

6 YEAR

Palladium MYG 6  Year 1-6Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.45%2.45%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - 249,9992.30%2.30%
$5,000 - $99,9992.20%2.20%

7 YEAR

Guarantee Choice 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.20%2.20%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%

Palladium MYG 7
  Year 1-7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.45%2.45%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.30%2.30%
$5,000 - $99,9992.20%2.20%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 1.90%1.90%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0001.60%1.60%

10 YEAR

Palladium MYG 10
  Year 1-10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$250,000+2.55%2.55%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - $249,9992.40%2.40%
$5,000 - $99,9992.30%2.30%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0002.70%1.70%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.60%1.60%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.95%1.95%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.85%1.85%