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FIXED INDEX ANNUITY
Week of June 1, 2020
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FFIN

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP2.50%2.25%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.70%2.50%
FIXED RATE1.25%1.15%

Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP
(S&P 500)
2.25%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.45%2.30%
FIXED RATE1.20%1.10%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|91
POINT TO POINT CAP3.45%3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER2.55%2.15%

5 YEAR

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.50% (3.75% bailout cap)4.50% (3.75% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL75%75%
FIXED RATE1.90%1.90%

Landmark 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.40%4.15%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
FIXED RATE1.70%1.60%

Power 5 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.25%3.25%Free withdrawal: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%14%
VOLATILITY CONTROL72% (participation rate) 60% (participation rate)
FIXED RATE1.50%1.50%

OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 1.50%
1.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE9%8%
VOLATILITY CONTROL SPREAD4.75%5.00%
VOLATILITY CONTROL PAR RATE50%35%
FIXED RATE1.00%1.00%

7 YEAR

Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP4.80% (4.00% bailout cap)4.80% (4.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL80%80%
FIXED RATE2.00%2.00%

American Legend 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP4.50%4.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.30%1.10%
FIXED RATE1.75%1.65%

Power 7 Protector  $100,000+$25,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 4.25%3.40%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%17%
VOLATILITY CONTROL75% (participation rate)62% (participation rate)
FIXED RATE1.50%1.50%

10 YEAR

Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A|A+|82
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of June 1, 2020
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3 YEAR

Guarantee Choice 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.25%2.25%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%

Preferred Series 3  Year 1-3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|91
$100,000+1.75%1.75%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$50,000 - $99,9991.60%1.60%
$5,000 - $49,9991.35%1.35%

5 YEAR

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|85
$100,000+
2.55%2.55%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.45%2.45%

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.35%
2.35%
Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 5th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.05%2.05%

Palladium MYG 5
  Year 1Year 2-5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.60%2.60%2.80%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0003.50%2.50%2.70%

6 YEAR

Palladium MYG 6  Year 1-6Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000+
2.85%2.85%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,999
2.75%2.75%

7 YEAR

Palladium MYG 7
  Year 1Year 2-7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.70%2.70%2.84%FREE WITHDRAWAL: Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0003.60%2.60%2.74%

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$100,000+ 2.35%
2.35%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years
Liquid on 7th Anniversary
ADL waiver after first year!
$10,000 - $99,0002.05%2.05%

10 YEAR

Palladium MYG 10
  Year 1Year 2-10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0003.70%2.70%2.80%FREE WITHDRAWAL:Interest Only Year 1, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: UT
Rates Less In: NY
$5,000 - $99,0003.60%2.60%2.70%

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0002.80%1.80%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.70%1.70%

Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|79
$100,000 - $1,000,0004.05%2.05%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.95%1.95%