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FIXED INDEX ANNUITY
Week of July 15, 2019
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FFIN

FEATURED INCOME RIDER

Lifetime Income Plus (9.50% Annual Income Credits)  Income starting at age 65*Income starting at age 70*RATINGS -BEST|S&P|COMDEX A|A+|80
AIGSingle Life$7,743 (5.25% withdrawal rate)$11,700 (6.00% withdrawal rate)1.10% annual rider charge
7.74% cash flow***11.70% cash flow***Not Available In: NY
Join Life**$7,006 (4.75% withdrawal rate)$10,725 (5.50% withdrawal rate)
7.00% cash flow***10.73% cash flow***
*Income assumes 60 year old with $100,000 initial deposit
**Joint Life income is based on the youngest spouse's age at time of income withdrawal
*** Cash flow based on initial investment

3 YEAR

Landmark 3  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|79
POINT TO POINT CAP4.10%3.75%FREE WITHDRAWAL: 10% All Years
Not Available: DE, IL, NV, NJ, OR, PA, VA, WA, WY
Rates Less In: AK, CA, ID, UT
FIXED RATE2.10%1.95%

4 YEAR

Secure Choice
  $ 50,000+$ 10,000 - $ 49,999RATINGS - BEST|S&P|COMDEX A+|A+|90
POINT TO POINT CAP4.20%4.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER3.30%3.15%

5 YEAR

OptiBlend 5  $ 100,000+$ 10,000 - $ 99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 5.45%4.55%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
VOLATILITY CONTROL1.60% (spread)1.80% (spread)
PERFORMANCE TRIGGER4.15%3.50%
FIXED RATE2.40%1.95%
Landmark 5  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP4.55%4.30%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT, VA
VOLATILITY CONTROL55% (participation rate)50% (participation rate)
FIXED RATE2.35%2.25%

Accumulator 5  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A|74
POINT TO POINT CAP4.25% (3% bailout cap)4.00% (3% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: N/A
Rates Less In: NY
VOLATILITY CONTROL75%70%
MONTHLY CAP1.50%1.45%
FIXED RATE1.70%1.60%

7 YEAR

American Legend 7  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A+|A+|79
POINT TO POINT CAP4.65%4.40%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, UT, VA
VOLATILITY CONTROL60% (participation rate)55% (participation rate)
MONTHLY CAP2.00%1.80%
FIXED RATE2.40%2.30%
Accumulator 7  $ 100,000+$ 10,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A|74
POINT TO POINT CAP4.75% (3.5% bailout cap)4.50% (3.5% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: N/A
Rates Less In: NY
VOLATILITY CONTROL80%75%
MONTHLY CAP1.75%1.65%
FIXED RATE2.00%1.90%

Power 7 Protector  $ 100,000+$ 25,000 - $ 99,999RATINGS - BEST|S&P|COMDEX A|A+|80
POINT TO POINT CAP 5.15%4.25%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
VOLATILITY CONTROL65% (participation rate)55% (participation rate)
FIXED RATE2.00%2.00%

10 YEAR

Safe Return  $ 25,000+RATINGS - BEST|S&P|COMDEX A|A+|79
POINT TO POINT CAP 3.25% Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL40% (participation rate), 20% Bailout Rate
FIXED RATE1.70%

FIXED MUTI-YR GTEE
Week of July 15, 2019
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3 YEAR

Preferred Series 3  Year 1
Year 2-3Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|90
$ 100,000+2.30%2.30%2.30%FREE WITHDRAWAL: 15% All Years
SURRENDER LENGTH: Rolling
$ 50,000 - $ 99,9992.15%2.15%2.15%
$ 5,000 - $ 49,9992.00%2.00%2.00%
Guarantee Choice 3  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|88
$ 100,000+2.15%2.15%Not Available In: MT, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 10,000 NQ - $ 99,999 Q1.80%1.80%

5 YEAR

American Pathway VisionMYG  Year 1 - 5Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$ 100,000+ 2.80%2.80%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years

ADL waiver after first year!
$ 10,000 - $ 99,0002.50%2.50%
Palladium MYG 5
  Year 1Year 2-5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0003.45%2.45%2.65%FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
Not Available In: NY, UT
$5,000 - $99,0003.35%2.35%2.55%

Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|82
$ 100,000+
3.00%3.00%Not Available In: NY
FREE WITHDRAWAL: FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$ 15,000 - $ 99,999
2.90%2.90%

6 YEAR

Palladium MYG 6  Year 1Year 2 - 6
Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000+
2.75%
2.75%2.75%Not Available: NY, UT
FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
$ 5,000 - $ 99,999
2.65%2.65%2.65%

7 YEAR

American Pathway VisionMYG  Year 1 - 7Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|80
$ 100,000+ 2.80%2.80%Not Available In: N/A
FREE WITHDRAWAL: 15% After 1 Year
SURRENDER LENGTH: 10 Years

ADL waiver after first year!
$ 10,000 - $ 99,0002.50%2.50%
Palladium MYG 7
  Year 1Year 2-7
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0003.85%2.85%2.99%FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: NY, UT
$5,000 - $99,0003.75%2.75%2.89%

10 YEAR

Palladium MYG 10
  Year 1Year 2-10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0003.90%2.90%3.00%FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+
SURRENDER LENGTH: 10 Years
Not Available In: NY, UT
$5,000 - $99,0003.80%2.80%2.90%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$ 100,000 - $1,000,0002.70%
1.70%
FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$ 5,000 - $ 99,0002.60%
1.60%
Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.80%1.80%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.70%1.70%