BSMG NY Rates

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FIXED ANNUITY
Week of July 15, 2019
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FEATURED INCOME RIDER

Assured Edge Income Builder				Income Now	Income in 5 Years	Income in 10 Years	RATINGS -BEST\|S&P\|COMDEX A\|A+\|80
		Single Life	60 Year Old	$5,800 (5.80% w/d rate)	$7,050 (7.05% w/d rate)	$8,300 (8.30% w/d rate)	1.40% fixed rate guaranteed for 7 years
			65 Year Old	$6,300 (6.30% w/d rate)	$7,550 (7.55% w/d rate)	$8,800 (8.80% w/d rate)	FREE WITHDRAWL: 10% All Years SURRENDER LENGTH: 7 Years NO ANNUAL RIDER FEE
			70 Year Old	$6,550 (6.55% w/d rate)	$7,800 (7.80% w/d rate)	$9,050 (9.05% w/d rate)
		Joint Life*	60 Year Old	$5,300 (5.30% w/d rate)	$6,550 (6.55% w/d rate)	$7,800 (7.80% w/d rate)
			70 Year Old	$5,800 (5.80% w/d rate)	$7,050 (7.05% w/d rate)	$8,300 (8.30% w/d rate)
			60 Year Old	$6,050 (6.05% w/d rate)	$7,300 (7.30% w/d rate)	$8,550 (8.55% w/d rate)
		*Joint Life income is based on the youngest spouse's age at time of income withdrawal

INDEX ANNUITIES

7 YEAR

Power 7 Index			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	5.75%	4.75%	FREE WITHDRAWAL: 10% After Year 1

MULTI-YR GTEE

3 YEAR

Preferred Series 3			Year 1	Year 2-3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|90
		$100,000+	2.30%	2.30%	2.30%	FREE WITHDRAWAL: 15% After Year 1 SURRENDER LENGTH: Rolling
		$50,000 - $99,999	2.15%	2.15%	2.15%
		$5,000 - $49,000	2.00%	2.00%	2.00%

5 YEAR

American Pathway Solutions MYG			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$ 100,000+	2.75%	2.75%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years
		$ 10,000 - $ 99,000	2.45%	2.45%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years

Palladium MYG 5			Year 1	Year 2 - 6	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$ 100,000+	3.30%	2.30%	2.50%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years
		$ 5,000 - $ 99,999	3.20%	2.20%	2.40%

6 YEAR

Palladium MYG 6			Year 1 - 6	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$ 100,000+	2.60%	2.60%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years
		$ 5,000 - $ 99,999	2.50%	2.50%

7 YEAR

American Pathway Solutions MYG			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$ 100,000+	2.75%	2.75%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years
		$ 10,000 - $ 99,000	2.45%	2.45%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years

Palladium MYG 7			Year 1	Year 2 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$ 100,000+	3.70%	2.70%	2.84%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years
		$ 5,000 - $ 99,999	3.60%	2.60%	2.74%

10 YEAR

Palladium MYG 10			Year 1	Year 2 - 10	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$ 100,000+	3.75%	2.75%	2.85%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years
		$ 5,000 - $ 99,999	3.65%	2.65%	2.75%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5			Year 1	Year 2 (Base Rate)	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$ 100,000 - $1,000,000	2.70%	1.70%	FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 5 Years * Renewal rates for years 3-5 will not renew lower than the 1.45% guarenteed minimum
		$ 5,000 - $ 99,000	2.60%	1.60%

Citadel 7			Year 1	Year 2	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$100,000 - $1,000,000	3.80%	1.80%	FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 7 Years * Renewal rates for years 3-7 will not renew lower than the 1.45% guarenteed minimum
		$5,000 - $99,000	3.70%	1.70%