BSMG NY Rates

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FIXED ANNUITY
Week of October 25, 2021
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FEATURED INCOME RIDER

Assured Edge Income Builder				Income Now	Income in 5 Years	Income in 10 Years	RATINGS -BEST\|S&P\|COMDEX A\|A+\|82
		Single Life	60 Year Old	$5,200 (5.20% w/d rate)	$6,200 (6.20% w/d rate)	$7,200 (7.20% w/d rate)	1.00% guaranteed interest rate for 7-years
			65 Year Old	$5,700 (5.70% w/d rate)	$6,700 (6.70% w/d rate)	$7,700 (7.70% w/d rate)	FREE WITHDRAWL: 10% All Years SURRENDER LENGTH: 7 Years NO ANNUAL RIDER FEE
			70 Year Old	$5,950 (5.95% w/d rate)	$6,950 (6.95% w/d rate)	$7,950 (7.95% w/d rate)
		Joint Life*	60 Year Old	$4,700 (4.70% w/d rate)	$5,700 (5.70% w/d rate)	$6,700 (6.70% w/d rate)
			65 Year Old	$5,200 (5.20% w/d rate)	$6,200 (6.20% w/d rate)	$7,200 (7.20% w/d rate)
			70 Year Old	$5,450 (5.45% w/d rate)	$6,450 (6.45% w/d rate)	$7,450 (7.45% w/d rate)
		*Joint Life income is based on the youngest spouse's age at time of income withdrawal

INDEX ANNUITIES

7 YEAR

Power Index Premier-NY			$100,000+	$25,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		POINT TO POINT CAP (S&P 500)	4.00%	3.00%	FREE WITHDRAWAL: 10% After Year 1
		POINT TO POINT CAP (Russell 2000)	3.75%	2.75%
		POINT TO POINT CAP (MSCI EAFE)	3.75%	2.75%

MULTI-YR GTEE

3 YEAR

MaxRate 3			Year 1-3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$100,000+	1.50%	1.50%	FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 3 Years
		$10,000 - $99,999	1.40%	1.40%	FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 3 Years

5 YEAR

American Pathway Solutions MYG			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	2.10%	2.10%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years
		$10,000 - $99,000	1.80%	1.80%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years

MaxRate 5			Year 1-5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|78
		$100,000+	2.15%	2.15%	FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 5 Years
		$10,000-$99,999	2.00%	2.00%	FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 5 Years

Palladium MYG 5			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$250,000+	1.25%	1.25%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years
		$100,000 - $249,999	1.10%	1.10%
		$5,000 - $99,999	1.00%	1.00%

6 YEAR

Palladium MYG 6			Year 1 - 6	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$250,000+	1.40%	1.40%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years
		$100,000 - $249,999	1.25%	1.25%
		$5,000 - $99,999	1.15%	1.15%

7 YEAR

American Pathway Solutions MYG			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	2.20%	2.20%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years
		$10,000 - $99,000	1.90%	1.90%	FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years

Palladium MYG 7			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$250,000+	1.40%	1.40%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years
		$100,000 - $249,999	1.25%	1.25%
		$5,000 - $99,999	1.15%	1.15%

10 YEAR

Palladium MYG 10			Year 1 - 10	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$250,000+	1.55%	1.55%	FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years
		$100,000 - 249,999	1.40%	1.40%
		$5,000 - $99,999	1.30%	1.30%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5			Year 1	Year 2 (Base Rate)	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$100,000 - $1,000,000	2.10%	1.10%	FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 5 Years * Renewal rates for years 3-5 will not renew lower than the 1.45% guarenteed minimum
		$5,000 - $99,000	2.00%	1.00%

Citadel 7			Year 1	Year 2	RATINGS - BEST\|S&P\|COMDEX A\|A\|79
		$100,000 - $1,000,000	3.20%	1.20%	FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 7 Years * Renewal rates for years 3-7 will not renew lower than the 1.45% guarenteed minimum
		$5,000 - $99,000	3.10%	1.10%