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FIXED ANNUITY
Week of October 3, 2022
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FEATURED INCOME RIDER
| Assured Edge Income Builder | Income Now | Income in 5 Years | Income in 10 Years | RATINGS -BEST|S&P|COMDEX A|A+|80 | |||
|---|---|---|---|---|---|---|---|
 | Single Life | 60 Year Old | $5,900 (5.90% w/d rate) | $7,150 (7.15% w/d rate) | $8,400 (8.40% w/d rate) | 2.00% guaranteed interest rate for 7-years | |
| 65 Year Old | $6,400 (6.40% w/d rate) | $7,650 (7.65% w/d rate) | $8,900 (8.90% w/d rate) | FREE WITHDRAWL: 10% All Years SURRENDER LENGTH: 7 Years NO ANNUAL RIDER FEE |
|||
| 70 Year Old | $6,650 (6.65% w/d rate) | $7,900 (7.90% w/d rate) | $9,150 (9.15% w/d rate) | ||||
| Joint Life* | 60 Year Old | $5,400 (5.40% w/d rate) | $6,650 (6.65% w/d rate) | $7,900 (7.90% w/d rate) | |||
| 65 Year Old | $5,900 (5.90% w/d rate) | $7,150 (7.15% w/d rate) | $8,400 (8.40% w/d rate) | ||||
| 70 Year Old | $6,150 (6.15% w/d rate) | $7,400 (7.40% w/d rate) | $8,650 (8.65% w/d rate) | ||||
| *Joint Life income is based on the youngest spouse's age at time of income withdrawal | |||||||
INDEX ANNUITIES
5 YEAR
| Power Index 5-NY | $100,000+ | $25,000 - $99,000 | RATINGS - BEST|S&P|COMDEX A|A+|80 | ||
|---|---|---|---|---|---|
| POINT TO POINT CAP (S&P 500) | 5.25% | 4.25% | FREE WITHDRAWAL: 10% After Year 1 | |
| POINT TO POINT CAP (Russell 2000) | 5.00% | 4.00% | |||
| POINT TO POINT CAP (MSCI EAFE) | 5.00% | 4.00% |
7 YEAR
| Power Index Premier-NY | $100,000+ | $25,000 - $99,000 | RATINGS - BEST|S&P|COMDEX A|A+|80 | ||
|---|---|---|---|---|---|
| POINT TO POINT CAP (S&P 500) | 7.50% | 6.50% | FREE WITHDRAWAL: 10% After Year 1 | |
| POINT TO POINT CAP (Russell 2000) | 7.50% | 6.50% | |||
| POINT TO POINT CAP (MSCI EAFE) | 7.50% | 6.50% |
MULTI-YR GTEE
3 YEAR
| MaxRate 3 | Year 1-3 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|78 | ||
|---|---|---|---|---|---|
 | $100,000+ | 3.40% | 3.40% | FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 3 Years |
|
| $10,000 - $99,999 | 3.20% | 3.20% |
5 YEAR
| MaxRate 5 | Year 1-5 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|78 | ||
|---|---|---|---|---|---|
| $100,000+ | 3.90% | 3.90% | FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: 5 Years |
|
| $10,000-$99,999 | 3.65% | 3.65% |
| American Pathway Solutions MYG | Year 1 - 5 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A+|80 | ||
|---|---|---|---|---|---|
| $100,000+ | 3.75% | 3.75% | FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years |
|
| $10,000 - $99,000 | 3.00% | 3.00% |
| Palladium MYG 5 | Year 1 - 5 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
 | $250,000+ | 3.15% | 3.15% | FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years |
|
| $100,000 - $249,999 | 3.00% | 3.00% | |||
| $5,000 - $99,999 | 2.90% | 2.90% |
6 YEAR
| Palladium MYG 6 | Year 1 - 6 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
| $250,000+ | 3.35% | 3.35% | FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2+ SURRENDER LENGTH: 10 Years |
|
| $100,000 - $249,999 | 3.20% | 3.20% | |||
| $5,000 - $99,999 | 3.10% | 3.10% |
7 YEAR
| American Pathway Solutions MYG | Year 1 - 7 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A+|80 | ||
|---|---|---|---|---|---|
| $100,000+ | 3.80% | 3.80% | FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 7 Years |
|
| $10,000 - $99,000 | 3.05% | 3.05% |
| Palladium MYG 7 | Year 1 - 7 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
| $250,000+ | 3.45% | 3.45% | FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years |
|
| $100,000 - $249,999 | 3.30% | 3.30% | |||
| $5,000 - $99,999 | 3.20% | 3.20% |
10 YEAR
| Palladium MYG 10 | Year 1 - 10 | Effective Yield | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
| $250,000+ | 3.60% | 3.60% | FREE WITHDRAWAL: Int Only 1 Year, 10% Years 2-10 SURRENDER LENGTH: 10 Years |
|
| $100,000 - 249,999 | 3.45% | 3.45% | |||
| $5,000 - $99,999 | 3.35% | 3.35% |
TRADITIONAL “RENEWAL RATE”
2 YEAR (GUARANTEE PERIOD)
| Citadel 5 | Year 1 | Year 2 (Base Rate) | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
| $100,000 - $1,000,000 | 2.60% | 1.60% | FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 5 Years * Renewal rates for years 3-5 will not renew lower than the 1.45% guaranteed minimum |
|
| $5,000 - $99,000 | 2.50% | 1.50% |
| Citadel 7 | Year 1 | Year 2 | RATINGS - BEST|S&P|COMDEX A|A|74 | ||
|---|---|---|---|---|---|
| $100,000 - $1,000,000 | 3.70% | 1.70% | FREE WITHDRAWAL: 10% Per Years SURRENDER LENGTH: 7 Years * Renewal rates for years 3-7 will not renew lower than the 1.45% guaranteed minimum |
|
| $5,000 - $99,000 | 3.60% | 1.60% |
