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FIXED INDEX ANNUITY
Week of December 6, 2021
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FEATURED INCOME RIDER

Guaranteed Income   Income starting at age 65*Income starting at age 70*RATINGS -BEST|S&P|COMDEX A+|AA-|91
AIGSingle Life$6,817 (5.05% withdrawal rate)$9,887 (5.65% withdrawal rate)1.20% annual rider charge
Not Available In: NY
4% simple interest roll-up
15% benefit base bonus (5-year deferral)
20% benefit base bonus (10-year deferral)
6.81% cash flow***9.88% cash flow***
Joint Life**$6,142 (4.40% withdrawal rate)$9,012 (5.15% withdrawal rate)
6.14% cash flow***9.01% cash flow***
*Income assumes 60 year old with $100,000 initial deposit
**Joint Life income is based on the youngest spouse's age at time of income withdrawal
*** Cash flow based on initial investment

3 YEAR

Landmark 3 MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP2.35%2.10%Not Available In: NY
FREE WITHDRAWAL: 10% All Years
Rates Less In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate) 2.20%2.10%
FIXED RATE1.15%1.05%
Landmark 3 Non-MVA
  $150,000+
$50,000 - $149,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP
2.10%2.00%Free withdrawal: 10% all years
Not Available: NY
Rates Only Available In: AK, CA, PA, UT
POINT TO POINT CAP (iShares US Real Estate)2.10%2.00%
FIXED RATE1.05%1.00%

4 YEAR

Secure Choice
  $50,000+$10,000 - $49,999RATINGS - BEST|S&P|COMDEX A+|A+|91
POINT TO POINT CAP2.95%2.50%FREE WITHDRAWAL: 10% All Years
Not Available: NY
PERFORMANCE TRIGGER2.05%1.65%

5 YEAR

Accumulator 5  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|81
POINT TO POINT CAP4.55% (2.50% bailout cap)4.25% (2.50% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL87%80%
FIXED RATE1.95%1.80%
OptiBlend 5  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.00%3.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE15%10%
VOLATILITY CONTROL SPREAD0.75%1.00%
VOLATILITY CONTROL PAR RATE60%50%
FIXED RATE1.30%1.15%
Landmark 5 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP4.05%3.80%FREE WITHDRAWAL: 10% All Years
Not Available: NY
Rates Less In: AK, CA, PA, UT
5YR CAP LOCK ANNUAL PTP3.80%3.55%
VOLATILITY CONTROL45% (participation rate)40% (participation rate)
FIXED RATE1.60%1.50%
Protector 5  $10,000+RATINGS - BEST|S&P|COMDEX A|A|79
POINT TO POINT CAP4.00% (3.00% bailout cap)Annual Rider Fee: 0.40%
FREE WITHDRAWAL: 10% All Years
Not Available: NY

8.5% Guaranteed Minimum Interest Credit after 5-years!
VOLATILITY CONTROL70%
FIXED RATE1.45%

7 YEAR

OptiBlend 7  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.30%3.30%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE20%15%
VOLATILITY CONTROL SPREAD0.75%1.00%
VOLATILITY CONTROL PAR RATE65%50%
FIXED RATE1.35%1.20%
Asia Plus 7  $5,000+RATINGS - BEST|S&P|COMDEX A|A|78
POINT TO POINT CAP (50% participation)4.50%FREE WITHDRAWAL: 10% All Years
Not Available In: N/A (rates less in NY)
POINT TO POINT CAP (100% participation)4.25%
MONTHLY CAP2.00%
FIXED RATE1.95%
Accumulator 7  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A|A|81
POINT TO POINT CAP4.80% (3.00% bailout cap)4.55% (3.00% bailout cap)FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL92%87%
FIXED RATE2.10%1.95%
American Legend 7 MVA  $100,000+$10,000 - $99,999RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP4.40%4.15%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
Rates Less In: AK, CA, PA, UT
7YR CAP LOCK ANNUAL PTP4.05%3.80%
VOLATILITY CONTROL50% (participation rate)45% (participation rate)
MONTHLY CAP1.85%1.60%
FIXED RATE1.85%1.70%

10 YEAR

OptiBlend 10  $100,000+$10,000 - $99,000RATINGS - BEST|S&P|COMDEX A+|AA-|91
POINT TO POINT CAP 4.50%3.50%FREE WITHDRAWAL: 10% All Years
Not Available In: NY
UNCAPPED S&P 500 PAR RATE30%25%
VOLATILITY CONTROL SPREAD0.60%0.85%
VOLATILITY CONTROL PAR RATE80%50%
FIXED RATE1.40%1.25%
VersaChoice 10  $75,000+
$20,000 - $74,999RATINGS - BEST|S&P|COMDEX A+|A+|89
POINT TO POINT CAP3.25%2.75%FREE WITHDRAWAL: 10% After 1 Year
Not Available In: NY

Enhanced Liquidity Rider Available
VOLATILITY CONTROL65% (participation rate)50% (participation rate)
FIXED RATE1.60%1.25%
Safe Return  $25,000+RATINGS - BEST|S&P|COMDEX A+|A+|93
POINT TO POINT CAP 3.00%, Bailout Cap 3.00%FREE WITHDRAWAL: 10% All Years
Not Available: NY
VOLATILITY CONTROL30% (participation rate), 25% Bailout Rate
FIXED RATE1.20%

FIXED MUTI-YR GTEE
Week of December 6, 2021
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3 YEAR

Milestone MYGA 3  Year 1-3
Effective YieldRATINGS - BEST| A-
$100,000+2.302.30Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA & FL
$50,000 - $99,9991.751.75
$15,000 - $49,9991.351.35
Guarantee Plus 3

  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+1.80%1.80%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.35%1.35%
SecureGain 3  Year 1 - 3
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+
1.75%1.75%FREE WITHDRAWAL: 10% All Years
Surrender Length: 6 Years
Liquid on 3rd Anniversary
Not Available: HI, IN, NY
Rates Less In: AK & UT
$10,000 - $99,9991.50%1.50%

5 YEAR

Milestone MYGA 5
  Year 1-5Effective YieldRATINGS - BEST| A-
$100,000+3.00%3.00%Free withdrawal: 10% after 1 Year
Surrender Length: Rolling
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9992.60%2.60%
$15,000 - $49,9992.15%2.15%
SecureGain 5  Year 1-5Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|93
$100,000+Yr 1 2.35%; Yr 2 2.20%; Yr 3 2.30%; Yr 4 2.40%; Yr 5 2.50%2.35%FREE WITHDRAWAL: 10% All Years
Surrender Length: 5 Years
Not Available: NY
Rates Less In: CT, IN, MN, MO, OH
$10,000 - $99,999Yr 1 2.20%; Yr 2 2.05%; Yr 3 2.15%; Yr 4 2.25%; Yr 5 2.35%2.20%
Focused Growth 5
  Year 1 - 5
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.20%2.20%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
2.10%2.10%
Ultra-Premier 5  Year 1-5Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+2.00%2.00%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling

6 YEAR

Palladium MYG 6  Year 1-6Effective Yield
RATINGS - BEST|S&P|COMDEX A|A|78
$250,000+2.45%2.45%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 10 Years
Not Available In: UT & PR
Rates Less In: NY
$100,000 - 249,9992.30%2.30%
$5,000 - $99,9992.20%2.20%

7 YEAR

Milestone MYGA 7
  Year 1-7Effective YieldRATINGS - BEST| A-
$100,000+2.85%2.85%Free withdrawal: 10% after 1 Year
Surrender Length: 7 Years
Not Available: AK, CT, ME, MT, NY, & VT
Rates Less In: CA
$50,000 - $99,9992.65%2.65%
$15,000 - $49,9992.20%2.20%
Ultra-Premier 7  Year 1-7Effective Yield
RATINGS - BEST|S&P|COMDEX A+|A+|90
$25,000+2.35%2.35%Not Available: CA, DE, MT, NM, & NY
FREE WITHDRAWAL: 10%
SURRENDER LENGTH: Rolling
Guarantee Plus 7  Year 1 - 7
Effective YieldRATINGS - BEST|S&P|COMDEX A+|A+|89
$100,000+2.20%2.20%Not Available In: CA, DE, FL, NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$10,000 NQ - $99,999 Q1.80%1.80%

10 YEAR

Focused Growth 10
  Year 1 - 10
Effective YieldRATINGS - BEST|S&P|COMDEX A|A+|84
$100,000+
2.05%2.05%Not Available In: NY
FREE WITHDRAWAL: Interest Only
SURRENDER LENGTH: Rolling
$15,000 - $99,999
1.95%1.95%

TRADITIONAL “RENEWAL RATE”

2 YEAR (GUARANTEE PERIOD)

Citadel 5
  Year 1Year 2 (Base Rate)
RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0002.70%1.70%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 5 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-5 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,0002.60%1.60%
Citadel 7
  Year 1Year 2 (Base Rate)RATINGS - BEST|S&P|COMDEX A|A|78
$100,000 - $1,000,0003.95%1.95%FREE WITHDRAWAL: 10% All Years
SURRENDER LENGTH: 7 Years
Not Available In: N/A
Rates Less In: NY
* Renewal rates for years 3-7 will not renew lower than the 1% guarenteed minimum
$5,000 - $99,000
3.85%1.85%