Effective March 1, 2014, Mutual of Omaha has added a new Chronic Illness Rider on their Guaranteed Universal Life (GUL) contract. Some features include: No front-end charge for the rider … if you don’t use it, you don’t pay for it; Rider is available on all risk classes; Benefit is indemnity, not reimbursement. To receive benefits, the usual 2 out of 6 ADLs apply.
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