Genworth LTC Launches Privileged Choice Flex 2 In Additional States





Privileged Choice® Flex 2 Launched in Additional States: CT, HI, IN, MD, MO, NY, OR, VA


Privileged Choice® Flex 2 vs. Privileged Choice® Flex (Flex)


  • Added 4% Compound Inflation Protection (does not apply to New York Flex 2 or New York Partnership Plus)
  • Reduced Maximum Issue Age from 79 to 75
  • Pricing is now based on age, health and gender
  • Moved from Couples Discount to Couples Premiums built into rate tables
  • Adjusted the definition of Couples to include spouses/partners only
  • Changed to Claims Offset on all Compound Benefit Increase Options
  • Implemented four underwriting categories: Preferred Best, Preferred, Select and Standard
  • Require Formal Care Providers for reimbursement of Home Health or Personal Care Services; Formal Care Providers can be Independent
  • Launched a newly designed, simplified Illustration and Quote It! user experience
  • Added a new Total Asset Protection plan to New York Partnership Plus (Partnership Plus), bringing the total number of partnership plans to five.


For additional information, questions, or quotes, contact Ray Paola @ extension